--- title: Set Your 2026 Goals + Masterclass Invite + This Weeks Mortgage Rate Check description: Set your 2026 real estate goals, see how the latest Fed cut impacts mortgage rates, and get a Las Vegas–Henderson market snapshot for smarter planning. image: https://www.mortgagesbymarlow.com/hubfs/MNM%2012.15.25.png --- [Skip to content](https://www.mortgagesbymarlow.com/mortgage-news-by-marlow/set-your-2026-goals-masterclass-invite-this-weeks-mortgage-rate-check#main-content) [![Mortgages by Marlow Updated Color](https://www.mortgagesbymarlow.com/hs-fs/hubfs/Mortgages%20by%20Marlow%20Updated%20Color.png?width=355&height=200&name=Mortgages%20by%20Marlow%20Updated%20Color.png)](https://app.mloflo.com/sl/:t) - [Home](https://www.mortgagesbymarlow.com/) - [News](https://www.mortgagesbymarlow.com/mortgage-news-by-marlow) - [Loan Types](https://www.mortgagesbymarlow.com/mortgage-loan-options-in-henderson-nv-mortgages-by-marlow) - [Learn](https://www.mortgagesbymarlow.com/marlows-mortgage-minutes) Open main navigation Close main navigation - [Home](https://www.mortgagesbymarlow.com/) - [News](https://www.mortgagesbymarlow.com/mortgage-news-by-marlow) - [Loan Types](https://www.mortgagesbymarlow.com/mortgage-loan-options-in-henderson-nv-mortgages-by-marlow) - [Learn](https://www.mortgagesbymarlow.com/marlows-mortgage-minutes) - [CONTACT US](https://www.mortgagesbymarlow.com/contact-andrew-marlow-las-vegas-mortgage-broker) [CONTACT US](https://www.mortgagesbymarlow.com/contact-andrew-marlow-las-vegas-mortgage-broker) Dec 15, 2025, 11:01:12 AM # Set Your 2026 Goals + Masterclass Invite + This Weeks Mortgage Rate Check [Andrew S. Marlow](https://www.mortgagesbymarlow.com/mortgage-news-by-marlow/author/andrew-s-marlow) Share: [facebook-f icon](http://www.facebook.com/share.php?u=https://www.mortgagesbymarlow.com/mortgage-news-by-marlow/set-your-2026-goals-masterclass-invite-this-weeks-mortgage-rate-check) [linkedin-in icon](http://www.linkedin.com/shareArticle?mini=true&url=https://www.mortgagesbymarlow.com/mortgage-news-by-marlow/set-your-2026-goals-masterclass-invite-this-weeks-mortgage-rate-check) [Twitter icon](https://twitter.com/intent/tweet?url=https://www.mortgagesbymarlow.com/mortgage-news-by-marlow/set-your-2026-goals-masterclass-invite-this-weeks-mortgage-rate-check) [pinterest-p icon](http://pinterest.com/pin/create/link/?url=https://www.mortgagesbymarlow.com/mortgage-news-by-marlow/set-your-2026-goals-masterclass-invite-this-weeks-mortgage-rate-check) [envelope icon](mailto:?body=https://www.mortgagesbymarlow.com/mortgage-news-by-marlow/set-your-2026-goals-masterclass-invite-this-weeks-mortgage-rate-check) # Good morning, friends! We're only a couple of weeks away from the start of 2026, which makes this the perfect time to lock in your goals for next year. When I'm planning mine, I don't just write a big annual target number and hope for the best; I break each goal down into quarterly metrics and clear action items. That way, the “stretch” goals don't feel so overwhelming, and I’ve got a roadmap instead of a wish list. A little extra time spent planning now makes the process more streamlined and gives you a much better shot at actually hitting what you write down. ## Market Update: Fed Cut and Bond Buying On the market side, the Fed cut the funds rate by 25 bps last week and announced they'll start buying more short-term bonds. They didn’t go as far as bringing back full-on quantitative easing, but they did signal more support for the bond market. The tone and messaging landed well in the mortgage-backed securities space, and we saw rates improve slightly throughout the day. This week we'll see some “stale” jobs data released on Tuesday, covering the October and November reports. Because of the timing, those numbers shouldn't have a major impact on markets, but they’re still worth reviewing once they’re out. We'll also get CPI reports for October and November released on Thursday. With the Fed more focused on the labor market right now, these aged inflation readings aren't expected to move things much either—unless they reveal a surprise spike in inflation, which could put the spotlight right back on prices. ## 3-Source Lead Gen System Masterclass – 12/18/25 [Join us](https://zoom.us/webinar/register/WN_j1vmzwlFRmizU7ew-nd-IQ#/registration) on December 18 at 2 PM EST for a Masterclass with Elea Karras, a 27-year-old solo agent who has already sold 180+ homes in 5 years, earned multiple six-figure years in her 20s, bought and renovated her first home at 23, started two businesses, traveled the world, built a community of 48,000+ real estate agents, and helped 500+ agents generate leads on Instagram and beyond. She’s revealing her entire 2026 Lead Generation Plan—the exact blueprint she’s using to make next year her best year ever. And she’s giving you permission to steal it, plug it in, and run it. We’ll break down her three main sources of business: - Instagram - Database & sphere - Vendor partner referrals Plus her content cadence, weekly outreach rhythm, database rituals, vendor touchpoints, and the systematized follow-up plan that turns leads into closings. If you want 2026 to be your most intentional, consistent, and profitable year yet, don’t miss this one. [Register here](https://zoom.us/webinar/register/WN_j1vmzwlFRmizU7ew-nd-IQ#/registration) ## Mortgage Rates ➡️ We're starting the week with rates pretty flat compared to this time last week. After a brief dip, they've settled back into the same range we've been seeing for a while. The national average for a 30-year fixed conventional loan is sitting at [6.32% according to Mortgage News Now](https://www.mortgagenewsdaily.com/mortgage-rates). (Keep in mind, this assumes 25% down, perfect credit, a single-family home, and on average a one-point buydown). ## Other Helpful Articles - [Weekly Housing Demand Reaches Multiyear High](https://www.housingwire.com/articles/weekly-housing-demand-reaches-multiyear-high/) - [What Buyers and Sellers Really Expect From the 2026 Housing Market](https://nowbam.com/what-buyers-and-sellers-really-expect-from-the-2026-housing-market/) - [6 Housing Market Trends to Watch in 2026](https://www.realestatenews.com/2025/12/12/6-housing-market-trends-to-watch-in-2026) ## Two Ways I Can Help - **Let’s collaborate** – Schedule a Zoom meeting with me [here](https://calendly.com/mortgagesbymarlow/let-s-collaborate) and let’s talk shop. I’m always down to mastermind and ideate. - **Tough deal?** My team and I routinely save deals for our agent partners, so let me know if you have a transaction going sideways before throwing in the towel. > “A goal without a plan is just a wish.” > > — Antoine de Saint-Exupéry [Mortgage News](https://www.mortgagesbymarlow.com/mortgage-news-by-marlow/tag/mortgage-news) ## Related posts [![](https://www.mortgagesbymarlow.com/hs-fs/hubfs/MNM%208.25.png?upscale=true&upscale=true&height=200&name=MNM%208.25.png)](https://www.mortgagesbymarlow.com/mortgage-news-by-marlow/mortgage-news-monday-8.25.25) [Mortgage News](https://www.mortgagesbymarlow.com/mortgage-news-by-marlow/tag/mortgage-news) ## [Mortgage News Monday 8.25.25](https://www.mortgagesbymarlow.com/mortgage-news-by-marlow/mortgage-news-monday-8.25.25) [Andrew S. Marlow](https://www.mortgagesbymarlow.com/mortgage-news-by-marlow/author/andrew-s-marlow) Aug 29, 2025, 9:58:48 AM Good morning friend, [Read more](https://www.mortgagesbymarlow.com/mortgage-news-by-marlow/mortgage-news-monday-8.25.25) [![](https://www.mortgagesbymarlow.com/hs-fs/hubfs/MNM%209.1.png?height=200&name=MNM%209.1.png)](https://www.mortgagesbymarlow.com/mortgage-news-by-marlow/mortgage-news-monday-9.1.25) [Mortgage News](https://www.mortgagesbymarlow.com/mortgage-news-by-marlow/tag/mortgage-news) ## [Mortgage News Monday 9.1.25](https://www.mortgagesbymarlow.com/mortgage-news-by-marlow/mortgage-news-monday-9.1.25) [Andrew S. Marlow](https://www.mortgagesbymarlow.com/mortgage-news-by-marlow/author/andrew-s-marlow) Sep 6, 2025, 11:34:28 AM Last month’s ugly labor data shook markets. Will this week repeat? Good morning friend, Happy Labor... [Read more](https://www.mortgagesbymarlow.com/mortgage-news-by-marlow/mortgage-news-monday-9.1.25) [![MNM 12.08.25](https://www.mortgagesbymarlow.com/hs-fs/hubfs/MNM%2012.08.png?height=200&name=MNM%2012.08.png)](https://www.mortgagesbymarlow.com/mortgage-news-by-marlow/stay-in-the-game-while-everyone-else-checks-out) [Mortgage News](https://www.mortgagesbymarlow.com/mortgage-news-by-marlow/tag/mortgage-news) ## [Stay in the Game While Everyone Else Checks Out](https://www.mortgagesbymarlow.com/mortgage-news-by-marlow/stay-in-the-game-while-everyone-else-checks-out) [Andrew S. Marlow](https://www.mortgagesbymarlow.com/mortgage-news-by-marlow/author/andrew-s-marlow) Dec 8, 2025, 10:06:00 AM Good morning, friend! [Read more](https://www.mortgagesbymarlow.com/mortgage-news-by-marlow/stay-in-the-game-while-everyone-else-checks-out) [Follow us on Youtube](https://www.youtube.com/channel/UCofmL8H6UBDBopuR3HZK9hQ) [facebook-f icon](https://www.facebook.com/andrewSmarlow) [Follow us on Linkedin](https://www.linkedin.com/in/mortgagesbymarlow) [Follow us on Instagram](https://www.instagram.com/mortgagesbymarlow/) [See our reviews!](https://pro.experience.com/reviews/andrew-marlow-127587) --- Andrew S. Marlow NMLS ID #1735199 Mortgages by Marlow DBA GFL Capital NMLS ID #64367 ```json { "@context" : "https://schema.org", "@type" : "BlogPosting", "author" : { "@type" : "Person", "name" : "Andrew S. 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