We're only a couple of weeks away from the start of 2026, which makes this the perfect time to lock in your goals for next year. When I'm planning mine, I don't just write a big annual target number and hope for the best; I break each goal down into quarterly metrics and clear action items.
That way, the “stretch” goals don't feel so overwhelming, and I’ve got a roadmap instead of a wish list. A little extra time spent planning now makes the process more streamlined and gives you a much better shot at actually hitting what you write down.
On the market side, the Fed cut the funds rate by 25 bps last week and announced they'll start buying more short-term bonds. They didn’t go as far as bringing back full-on quantitative easing, but they did signal more support for the bond market. The tone and messaging landed well in the mortgage-backed securities space, and we saw rates improve slightly throughout the day.
This week we'll see some “stale” jobs data released on Tuesday, covering the October and November reports. Because of the timing, those numbers shouldn't have a major impact on markets, but they’re still worth reviewing once they’re out.
We'll also get CPI reports for October and November released on Thursday. With the Fed more focused on the labor market right now, these aged inflation readings aren't expected to move things much either—unless they reveal a surprise spike in inflation, which could put the spotlight right back on prices.
Join us on December 18 at 2 PM EST for a Masterclass with Elea Karras, a 27-year-old solo agent who has already sold 180+ homes in 5 years, earned multiple six-figure years in her 20s, bought and renovated her first home at 23, started two businesses, traveled the world, built a community of 48,000+ real estate agents, and helped 500+ agents generate leads on Instagram and beyond.
She’s revealing her entire 2026 Lead Generation Plan—the exact blueprint she’s using to make next year her best year ever. And she’s giving you permission to steal it, plug it in, and run it.
We’ll break down her three main sources of business:
Plus her content cadence, weekly outreach rhythm, database rituals, vendor touchpoints, and the systematized follow-up plan that turns leads into closings.
If you want 2026 to be your most intentional, consistent, and profitable year yet, don’t miss this one.
We're starting the week with rates pretty flat compared to this time last week. After a brief dip, they've settled back into the same range we've been seeing for a while.
The national average for a 30-year fixed conventional loan is sitting at 6.32% according to Mortgage News Now . (Keep in mind, this assumes 25% down, perfect credit, a single-family home, and on average a one-point buydown).
“A goal without a plan is just a wish.”
— Antoine de Saint-Exupéry