--- title: Mortgage Loan Options in Henderson, NV | Mortgages by Marlow description: Explore home loan programs in Henderson, NV including Conventional, FHA, VA, USDA, Non-QM, and Down Payment Assistance options. Find your best fit with Mortgages by Marlow; your local Henderson mortgage expert. --- [Skip to content](https://www.mortgagesbymarlow.com/mortgage-loan-options-in-henderson-nv-mortgages-by-marlow#main-content) [![Mortgages by Marlow Updated Color](https://www.mortgagesbymarlow.com/hs-fs/hubfs/Mortgages%20by%20Marlow%20Updated%20Color.png?width=355&height=200&name=Mortgages%20by%20Marlow%20Updated%20Color.png)](https://app.mloflo.com/sl/:t) - [Home](https://www.mortgagesbymarlow.com/) - [News](https://www.mortgagesbymarlow.com/mortgage-news-by-marlow) - [Loan Types](https://www.mortgagesbymarlow.com/mortgage-loan-options-in-henderson-nv-mortgages-by-marlow) - [Learn](https://www.mortgagesbymarlow.com/marlows-mortgage-minutes) Open main navigation Close main navigation - [Home](https://www.mortgagesbymarlow.com/) - [News](https://www.mortgagesbymarlow.com/mortgage-news-by-marlow) - [Loan Types](https://www.mortgagesbymarlow.com/mortgage-loan-options-in-henderson-nv-mortgages-by-marlow) - [Learn](https://www.mortgagesbymarlow.com/marlows-mortgage-minutes) - [CONTACT US](https://www.mortgagesbymarlow.com/contact-andrew-marlow-las-vegas-mortgage-broker) [CONTACT US](https://www.mortgagesbymarlow.com/contact-andrew-marlow-las-vegas-mortgage-broker?hsLang=en) # Henderson Mortgage Loan Options --- ## Find the Right Home Loan for You Buying a home in **Henderson, NV** shouldn’t feel stressful and with the right mortgage strategy, it isn’t. At *Mortgages by Marlow*, powered by [GFL Capital Mortgage](https://gflcapital.com/), we help you find the loan that fits your lifestyle, budget, and long-term goals. Whether you’re a **first-time homebuyer**, seasoned buyer, **veteran**, **self-employed professional**, or **real estate investor**, our local team will guide you every step of the way, from pre-approval to closing. Explore our loan programs below to find your perfect fit. ![Andrew S. Marlow](https://www.mortgagesbymarlow.com/hs-fs/hubfs/IMG_8392%20(2).jpg?width=1908&height=2000&name=IMG_8392%20(2).jpg "Andrew S. Marlow") ![download (1)](https://www.mortgagesbymarlow.com/hs-fs/hubfs/download%20(1).jpg?width=225&height=225&name=download%20(1).jpg) ## VA Loans Best for: Active-duty service members, veterans, and eligible spouses [Learn More](https://www.mortgagesbymarlow.com/va-loans-in-henderson-nv-mortgages-by-marlow?hsLang=en) ![Non-QM Loans](https://www.mortgagesbymarlow.com/hs-fs/hubfs/Non-QM%20Loans.png?width=500&height=500&name=Non-QM%20Loans.png) ## Self-Employed and Investor Loans Best for: Self-employed borrowers, investors, and non-traditional buyers [Learn More](https://www.mortgagesbymarlow.com/self-employed-investor-loans-in-henderson-nv-mortgages-by-marlow?hsLang=en) ![Conventional Loans](https://www.mortgagesbymarlow.com/hs-fs/hubfs/Conventional%20Loans.jpg?width=275&height=183&name=Conventional%20Loans.jpg) ## Conventional Loans Best for: Borrowers with solid credit and steady income. [Learn More](https://www.mortgagesbymarlow.com/conventional-loans-in-henderson-nv-mortgages-by-marlow?hsLang=en) ![download-1](https://www.mortgagesbymarlow.com/hs-fs/hubfs/download-1.jpg?width=275&height=183&name=download-1.jpg) ## FHA Loans Best for: First-time buyers and those with lower credit scores Learn More ![download (4)](https://www.mortgagesbymarlow.com/hs-fs/hubfs/download%20(4).jpg?width=275&height=183&name=download%20(4).jpg) ## Down Payment Assistance (DPA) Best for: Buyers who need help covering the upfront costs Learn More ![download (2)](https://www.mortgagesbymarlow.com/hs-fs/hubfs/download%20(2).jpg?width=275&height=183&name=download%20(2).jpg) ## USDA Loans Best for: Buyers in eligible rural or suburban areas Learn More --- # Why Homebuyers in Henderson Choose Mortgages by Marlow ### Mortgages by Marlow has helped hundreds of families across Henderson, Green Valley, Inspirada, Cadence, Seven Hills, and the greater Las Vegas area buy or refinance with confidence.  As a local independent, wholesale mortgage broker and lender powered by GFL Capital Mortgage, we compare dozens of wholesale lenders pricing to find you the lowest rates, fastest closings, and smoothest experience possible. All with personalized guidance and assistance from start to finish.  --- ## Frequently Asked Questions - **What is the minimum credit score for an FHA loan in Henderson, NV?** - Minimum score for FHA in Henderson, NV is a 500, but if a buyer's credit score is under 580, the minimum down payment increases from 3.5% to 10% - **Can I buy a home with zero down in Nevada?** - Yes, VA loans for veterans and USDA loans both allow 100% financing. FHA and Conventional we have down payment assistance programs that can cover the amount needed as well.  - **How does a Non-QM loan work for self-employed borrowers?** - Non-QM loans are all about finding solutions to niche problems. For self-employed borrowers, typically we are qualifying them based off their business cash flow (bank statements) or with 1099s instead of full tax returns.  - **Do you offer rate comparisons or price match?** - Absolutely, we'll provide side by side rate options and a full cost breakdown before you apply so that you can choose who you want to help you achieve your goals with confidence.  --- ## Ready to Find Your Perfect Loan? Start your journey to homeownership with a local expert who knows the Henderson market inside and out. Whether you're buying, refinancing, or investing, we'll match you with the right loan and guide you every step of the way. 📞 Call or Text:702-755-3983 💬 Schedule a Free Consultation: [Book Now](https://calendly.com/amarlow-gflcapital/30min) 🏠 Proudly serving Henderson, Green Valley, Cadence, Inspirada, Seven Hills and the greater Las Vegas area.  ## Questions? Fill out your information below and one of our team will reach out to connect as soon as possible. [Follow us on Youtube](https://www.youtube.com/channel/UCofmL8H6UBDBopuR3HZK9hQ) [facebook-f icon](https://www.facebook.com/andrewSmarlow) [Follow us on Linkedin](https://www.linkedin.com/in/mortgagesbymarlow) [Follow us on Instagram](https://www.instagram.com/mortgagesbymarlow/) [See our reviews!](https://pro.experience.com/reviews/andrew-marlow-127587) --- Andrew S. Marlow NMLS ID #1735199 Mortgages by Marlow DBA GFL Capital NMLS ID #64367 ```json { "@context" : "https://schema.org", "@type" : "MortgageBroker", "address" : { "@type" : "PostalAddress", "addressCountry" : "US", "addressLocality" : "Henderson", "addressRegion" : "NV", "postalCode" : "89052", "streetAddress" : "670 S Green Valley Parkway, Suite 200" }, "areaServed" : [ { "@type" : "Place", "name" : "Henderson, NV" }, { "@type" : "Place", "name" : "Las Vegas, NV" }, { "@type" : "Place", "name" : "Clark County, NV" } ], "contactPoint" : { "@type" : "ContactPoint", "availableLanguage" : [ "English" ], "contactType" : "Customer Service", "telephone" : "+1-702-755-3983" }, "description" : "Mortgages by Marlow is a local mortgage brokerage in Henderson, NV, helping buyers, veterans, and investors across Las Vegas and Clark County secure the best home loan programs including Conventional, FHA, VA, Non-QM, and Down Payment Assistance options.", "geo" : { "@type" : "GeoCoordinates", "latitude" : 36.0149, "longitude" : -115.0835 }, "image" : "https://www.mortgagesbymarlow.com/wp-content/uploads/2024/09/mortgages-by-marlow-logo.png", "name" : "Mortgages by Marlow", "openingHoursSpecification" : [ { "@type" : "OpeningHoursSpecification", "closes" : "19:00", "dayOfWeek" : [ "Monday", "Tuesday", "Wednesday", "Thursday", "Friday" ], "opens" : "08:00" } ], "priceRange" : "$$", "telephone" : "+1-702-755-3983", "url" : "https://www.mortgagesbymarlow.com/" } ``` ```json { "@context" : "https://schema.org", "@type" : "FAQPage", "mainEntity" : [ { "@type" : "Question", "acceptedAnswer" : { "@type" : "Answer", "text" : "Minimum score for FHA in Henderson, NV is a 500, but if a buyer's credit score is under 580, the minimum down payment increases from 3.5% to 10%." }, "name" : "What is the minimum credit score for an FHA loan in Henderson, NV?" }, { "@type" : "Question", "acceptedAnswer" : { "@type" : "Answer", "text" : "Yes, VA loans for veterans and USDA loans both allow 100% financing. 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