--- title: Rates dip slightly after $200B MBS announcement description: Get a clear breakdown of how the $200B MBS headline and this week’s inflation data are affecting mortgage rates, plus insights for Las Vegas and Henderson homebuyers. image: https://www.mortgagesbymarlow.com/hubfs/MNM%201.12.26.png --- [Skip to content](https://www.mortgagesbymarlow.com/mortgage-news-by-marlow/rates-dip-slightly-after-200b-mbs-announcement#main-content) [![Mortgages by Marlow Updated Color](https://www.mortgagesbymarlow.com/hs-fs/hubfs/Mortgages%20by%20Marlow%20Updated%20Color.png?width=355&height=200&name=Mortgages%20by%20Marlow%20Updated%20Color.png)](https://app.mloflo.com/sl/:t) - [Home](https://www.mortgagesbymarlow.com/) - [News](https://www.mortgagesbymarlow.com/mortgage-news-by-marlow) - [Loan Types](https://www.mortgagesbymarlow.com/mortgage-loan-options-in-henderson-nv-mortgages-by-marlow) - [Learn](https://www.mortgagesbymarlow.com/marlows-mortgage-minutes) Open main navigation Close main navigation - [Home](https://www.mortgagesbymarlow.com/) - [News](https://www.mortgagesbymarlow.com/mortgage-news-by-marlow) - [Loan Types](https://www.mortgagesbymarlow.com/mortgage-loan-options-in-henderson-nv-mortgages-by-marlow) - [Learn](https://www.mortgagesbymarlow.com/marlows-mortgage-minutes) - [CONTACT US](https://www.mortgagesbymarlow.com/contact-andrew-marlow-las-vegas-mortgage-broker) [CONTACT US](https://www.mortgagesbymarlow.com/contact-andrew-marlow-las-vegas-mortgage-broker) Jan 12, 2026, 10:35:51 AM # Rates dip slightly after $200B MBS announcement [Andrew S. Marlow](https://www.mortgagesbymarlow.com/mortgage-news-by-marlow/author/andrew-s-marlow) Share: [facebook-f icon](http://www.facebook.com/share.php?u=https://www.mortgagesbymarlow.com/mortgage-news-by-marlow/rates-dip-slightly-after-200b-mbs-announcement) [linkedin-in icon](http://www.linkedin.com/shareArticle?mini=true&url=https://www.mortgagesbymarlow.com/mortgage-news-by-marlow/rates-dip-slightly-after-200b-mbs-announcement) [Twitter icon](https://twitter.com/intent/tweet?url=https://www.mortgagesbymarlow.com/mortgage-news-by-marlow/rates-dip-slightly-after-200b-mbs-announcement) [pinterest-p icon](http://pinterest.com/pin/create/link/?url=https://www.mortgagesbymarlow.com/mortgage-news-by-marlow/rates-dip-slightly-after-200b-mbs-announcement) [envelope icon](mailto:?body=https://www.mortgagesbymarlow.com/mortgage-news-by-marlow/rates-dip-slightly-after-200b-mbs-announcement) We saw a nice little tailwind for the mortgage markets last week after the president shared on social media that he’s directed his team to purchase **$200 billion in mortgage-backed securities (MBS).** That headline alone was enough to get investors’ attention and has nudged rates a bit lower. However, until there’s a clear, formal plan for how and when those purchases will happen, this rally is very fragile. The improvement is real, but volatile, and not guaranteed to stick. Right now, most lenders are coming in about **0.125% lower in par rates** than we saw this time last week. --- ## Mortgage Rates ⬇️ This week is packed with economic reports that could move the bond market. The two big ones to watch: - **CPI (Consumer Price Index)** inflation report – releasing tomorrow - **PPI (Producer Price Index)** – releasing Wednesday If those readings come in “friendly” (showing cooler inflation), they could help reinforce the **downward trend we’ve been seeing in rates.** On the other hand, if inflation surprises to the upside, we could see some of these recent gains in rates get erased. As of today, the **national average for a 30-year fixed conventional mortgage** is sitting at **6.06%** according to Mortgage News Daily. *This assumes 25% down, excellent credit, a single-family home, and on average a one-point buydown. Your scenario may price differently based on your specific profile and goals.* ![Weekly mortgage rates as of January 12, 2026](https://www.mortgagesbymarlow.com/hs-fs/hubfs/Weekly%20Rates%201.12.26.png?upscale=true&width=1120&upscale=true&name=Weekly%20Rates%201.12.26.png) --- ## Other Helpful Articles If you want to go deeper on market timing, strategy, and what to do when rates move, these are worth a read: - [The Best & Worst Times to Buy a House in 2026](https://theclose.com/best-and-worst-time-to-buy-a-house/?utm_source=hs_email&utm_medium=email&_hsenc=p2ANqtz-9pdOusV0qczUmK30EveiNbYHPLZsfgo0O5qsp6f7ThUdJ8vr846UmlGwpbHwO4n6yBr5Ko) - [The Mistake Most Agents Make After Mortgage Rates Drop](https://nowbam.com/what-to-do-when-rates-drop/?utm_source=hs_email&utm_medium=email&_hsenc=p2ANqtz-9pdOusV0qczUmK30EveiNbYHPLZsfgo0O5qsp6f7ThUdJ8vr846UmlGwpbHwO4n6yBr5Ko) - [BREAKING: Fed Chair Powell Reveals Looming Indictment, Decries ‘Intimidation’](https://www.rismedia.com/2026/01/12/fed-chair-powell-reveals-looming-indictment-decries-intimidation/?utm_source=hs_email&utm_medium=email&_hsenc=p2ANqtz-9pdOusV0qczUmK30EveiNbYHPLZsfgo0O5qsp6f7ThUdJ8vr846UmlGwpbHwO4n6yBr5Ko) --- ## Two Ways I Can Help - **Let’s collaborate** – Want to brainstorm strategies for your 2026 business plan, database outreach, or how to talk about this MBS news with your clients? You can schedule a Zoom with me [here](https://calendly.com/mortgagesbymarlow/let-s-collaborate?utm_source=hs_email&utm_medium=email&_hsenc=p2ANqtz-9pdOusV0qczUmK30EveiNbYHPLZsfgo0O5qsp6f7ThUdJ8vr846UmlGwpbHwO4n6yBr5Ko) and we’ll talk shop. I’m always down to mastermind and ideate. - **Have a tough deal?** My team and I routinely **save deals** for our agent partners. If you’ve got a transaction going sideways, reach out before you throw in the towel—there may be options you haven’t been shown yet. > **“The best way to predict the future is to create it.”** > — Peter Drucker [Mortgage News](https://www.mortgagesbymarlow.com/mortgage-news-by-marlow/tag/mortgage-news) ## Related posts [![](https://www.mortgagesbymarlow.com/hs-fs/hubfs/MNM%2011.24.25.png?height=200&name=MNM%2011.24.25.png)](https://www.mortgagesbymarlow.com/mortgage-news-by-marlow/thanksgiving-mortgage-update-softer-rates-in-las-vegas) [Mortgage News](https://www.mortgagesbymarlow.com/mortgage-news-by-marlow/tag/mortgage-news) ## [Thanksgiving Mortgage Update: Softer Rates in Las Vegas](https://www.mortgagesbymarlow.com/mortgage-news-by-marlow/thanksgiving-mortgage-update-softer-rates-in-las-vegas) [Andrew S. Marlow](https://www.mortgagesbymarlow.com/mortgage-news-by-marlow/author/andrew-s-marlow) Nov 24, 2025, 10:43:44 AM Thanksgiving Week Mortgage Update: Softer Rates, Fed Signals, and Las Vegas Housing Insights Good... [Read more](https://www.mortgagesbymarlow.com/mortgage-news-by-marlow/thanksgiving-mortgage-update-softer-rates-in-las-vegas) [![](https://www.mortgagesbymarlow.com/hs-fs/hubfs/fotor_2023-4-21_8_25_12-1.png?height=200&name=fotor_2023-4-21_8_25_12-1.png)](https://www.mortgagesbymarlow.com/mortgage-news-by-marlow/weekly-market-update-4/29/23) [Mortgage News](https://www.mortgagesbymarlow.com/mortgage-news-by-marlow/tag/mortgage-news) ## [Weekly Market Update 4/29/23](https://www.mortgagesbymarlow.com/mortgage-news-by-marlow/weekly-market-update-4/29/23) [Andrew S. Marlow](https://www.mortgagesbymarlow.com/mortgage-news-by-marlow/author/andrew-s-marlow) Apr 29, 2023, 12:43:31 PM Happy Saturday! [Read more](https://www.mortgagesbymarlow.com/mortgage-news-by-marlow/weekly-market-update-4/29/23) [![](https://www.mortgagesbymarlow.com/hs-fs/hubfs/MNM%209.1.png?height=200&name=MNM%209.1.png)](https://www.mortgagesbymarlow.com/mortgage-news-by-marlow/mortgage-news-monday-9.1.25) [Mortgage News](https://www.mortgagesbymarlow.com/mortgage-news-by-marlow/tag/mortgage-news) ## [Mortgage News Monday 9.1.25](https://www.mortgagesbymarlow.com/mortgage-news-by-marlow/mortgage-news-monday-9.1.25) [Andrew S. Marlow](https://www.mortgagesbymarlow.com/mortgage-news-by-marlow/author/andrew-s-marlow) Sep 6, 2025, 11:34:28 AM Last month’s ugly labor data shook markets. Will this week repeat? Good morning friend, Happy Labor... [Read more](https://www.mortgagesbymarlow.com/mortgage-news-by-marlow/mortgage-news-monday-9.1.25) [Follow us on Youtube](https://www.youtube.com/channel/UCofmL8H6UBDBopuR3HZK9hQ) [facebook-f icon](https://www.facebook.com/andrewSmarlow) [Follow us on Linkedin](https://www.linkedin.com/in/mortgagesbymarlow) [Follow us on Instagram](https://www.instagram.com/mortgagesbymarlow/) [See our reviews!](https://pro.experience.com/reviews/andrew-marlow-127587) --- Andrew S. Marlow NMLS ID #1735199 Mortgages by Marlow DBA GFL Capital NMLS ID #64367 ```json { "@context" : "https://schema.org", "@type" : "BlogPosting", "author" : { "@type" : "Person", "name" : "Andrew S. 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